"I understand and agree that this purchase is NON-REFUNDABLE.
I expressly request and consent to the immediate delivery of this digital product upon purchase.
I acknowledge that because the product is delivered instantly, I waive my right to any refund or chargeback.
I also waive my right of withdrawal under EU Directive 2011/83/EU.
By completing this purchase, I fully accept and agree to this no-refund policy."